Car insurance premium gone up for no reason
08-15-2010, 11:04 PM
#28
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08-16-2010, 05:00 AM
#30
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Its different in every state i think. In CA minimum state liability is 15k I'm pretty sure. I pay about 180 a month for my balt and my burb. The suburban has the minimum insurance. Like I'm going to hurt a 7,000 lbs suburban if I hit anything anyways.
08-16-2010, 06:43 AM
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https://www.cobaltss.net/forums/war-stories-54/
That is why insurance is so high, and goes up on these cars.
That is why insurance is so high, and goes up on these cars.
Last edited by cmatthewb101; 08-16-2010 at 06:43 AM. Reason: Automerged Doublepost
08-16-2010, 07:27 AM
#32
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wife and i pay 190/mo fot both of our cars. i priced out a 2011 Mustang GT and it will only go up 6 bucks...6 bucks for nearly 3x more hp/tq...ive also had LOTS of tickets and a few accidents.
08-16-2010, 09:26 AM
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alright I pay fuc*ing 420 a month more. I am 20 and I turn 21 on the 22ed of this month. I have 5 more of thos payments untell I can "change it" they said. should I leave and fine someone? I have rearend some one that will come off in dec. I have a speeding ticket as well that comes off in 7 months. then I am clean
.
I live in MI and we have to have the 100,000 on collision
.I live in MI and we have to have the 100,000 on collision
08-31-2010, 07:42 AM
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man i use to have to pay $300 a month up here in massachusetts (we have effed up insurance laws), but since then i now work for an insurance company and i have been driving over 6 years with no points on my record so im down to $92 a month now.
08-31-2010, 07:50 AM
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08-31-2010, 08:41 AM
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I payed 106 a month when I lived in north Carolina. When I moved up to new York in instantly went up to 171 a month.. When my new policy came out it was 220 a month.. This was all threw gieco, when I called them they wouldn't give me an answer to why it went up again bc I have a clean record.. So I went through an agency that finds you the best insurance rate, so they now have me with progressive payin 126 a month and I have 100/300k coverages
08-31-2010, 08:57 AM
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Yup, same thing happened to me.
Insurance for 2 cars (my beater and cobalt) was $620/6 mo
They just requoted me for my next 6 months: $850!
I called and asked since I had no points, vioplations, etc. since the last quote.
They said on an A to Z scale (Z being the most expensive) - the SS went from an "F" to an "S" hence the rate hike.
I told her that doesn't make much sense to me how one car can be one thing one year and another the next. She didn't have much of a response.
I'm in the process of shopping right now.
Insurance for 2 cars (my beater and cobalt) was $620/6 mo
They just requoted me for my next 6 months: $850!
I called and asked since I had no points, vioplations, etc. since the last quote.
They said on an A to Z scale (Z being the most expensive) - the SS went from an "F" to an "S" hence the rate hike.
I told her that doesn't make much sense to me how one car can be one thing one year and another the next. She didn't have much of a response.
I'm in the process of shopping right now.
08-31-2010, 08:57 AM
#40
for everyone that says this, of course there is something you can do about it. drive a grownup car that isnt something ricky racer would drive and rates are completely normal. i pay 1100$ a year on my balt because ive got a 2.2. when i shopped around even mustang gt's had lower rates than the ss. you might be the most mature person in the world driving an ss but the insurance company lumps you in with the rest of the idiot lemmings that buy the car too.
that was something i came to realize when i was car shopping saturday. i looked at a decent 4cyl fusion that got 31mpg but then right next to it was a basic v6 stang for 31mpg. i was pondering why get the boring 4cyl family car if i could have a mustang and still get decent mileage for the same price. upkeep and insurance on the stang would have made an 100$ a month difference. and tires were way more. and i wouldnt be able to keep the stang stock so thats more mone.
that was something i came to realize when i was car shopping saturday. i looked at a decent 4cyl fusion that got 31mpg but then right next to it was a basic v6 stang for 31mpg. i was pondering why get the boring 4cyl family car if i could have a mustang and still get decent mileage for the same price. upkeep and insurance on the stang would have made an 100$ a month difference. and tires were way more. and i wouldnt be able to keep the stang stock so thats more mone.
08-31-2010, 08:59 AM
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alright I pay fuc*ing 420 a month more. I am 20 and I turn 21 on the 22ed of this month. I have 5 more of thos payments untell I can "change it" they said. should I leave and fine someone? I have rearend some one that will come off in dec. I have a speeding ticket as well that comes off in 7 months. then I am clean.
I live in MI and we have to have the 100,000 on collision
.I live in MI and we have to have the 100,000 on collision
they'll refund you the difference (if you paid in full) from the date you left until when your policy was supposed to end.
Insurance companies CANNOT make you STAY with them! That's blasphemy!
08-31-2010, 09:06 AM
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Im 23 I havent had any accidents and tickets in 5 years, and I have 100,000 medical and 300,000 Property comp/collision. and I pay right around 100 bucks a month but then again I have 130,000 home owners policy with them and I am married. I hope that it goes down in 2 years when I turn 25.
08-31-2010, 09:21 AM
#43
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Im 23 I havent had any accidents and tickets in 5 years, and I have 100,000 medical and 300,000 Property comp/collision. and I pay right around 100 bucks a month but then again I have 130,000 home owners policy with them and I am married. I hope that it goes down in 2 years when I turn 25.
08-31-2010, 09:36 AM
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My parents have an 2006 Mercedes SL55 AMG and an 2010 Mercedes E350 and the insurance on my Cobalt SS is higher than the insurance for both of those cars and I'm not even the primary on my Cobalt SS (I'm primary on a 1997 Toyota Tacoma). Explain that 
08-31-2010, 10:05 AM
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for everyone that says this, of course there is something you can do about it. drive a grownup car that isnt something ricky racer would drive and rates are completely normal. i pay 1100$ a year on my balt because ive got a 2.2. when i shopped around even mustang gt's had lower rates than the ss. you might be the most mature person in the world driving an ss but the insurance company lumps you in with the rest of the idiot lemmings that buy the car too.
that was something i came to realize when i was car shopping saturday. i looked at a decent 4cyl fusion that got 31mpg but then right next to it was a basic v6 stang for 31mpg. i was pondering why get the boring 4cyl family car if i could have a mustang and still get decent mileage for the same price. upkeep and insurance on the stang would have made an 100$ a month difference. and tires were way more. and i wouldnt be able to keep the stang stock so thats more mone.
that was something i came to realize when i was car shopping saturday. i looked at a decent 4cyl fusion that got 31mpg but then right next to it was a basic v6 stang for 31mpg. i was pondering why get the boring 4cyl family car if i could have a mustang and still get decent mileage for the same price. upkeep and insurance on the stang would have made an 100$ a month difference. and tires were way more. and i wouldnt be able to keep the stang stock so thats more mone.
08-31-2010, 10:03 PM
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I went online to check my account tonight since I think its time for my policy to be renewed as well, it said "this account can not be accessed at this time, call your local agent for more information"... has never happened before, i'm probably about to get fucked on this as well, lol
only good news is i'm 25 so i'm past that stage of absolute screwing by insurance companies
only good news is i'm 25 so i'm past that stage of absolute screwing by insurance companies
08-31-2010, 10:08 PM
#49
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I'm 23 got 2 speeding tickets and still only paying 900 a year on my SS with Geico. They might have some cheaper rates here in MA though because they just started selling insurance here.
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