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CAI, downpipes, catback = rape on insurance?

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Old 06-12-2008, 04:05 PM
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CAI, downpipes, catback = rape on insurance?

So yeah, would installing a CAI, downpipes and a catback and reporting it to my insurance cause them to snicker evily and bend me over? Or is it only going to drive my premiums up a couple hundred?

I understand this question has probably already been asked before, but I actually couldn't find any posts here on it.
Old 06-12-2008, 04:07 PM
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Why would you tell your insurance company?... they don't need to know anything more than the make model and vin.
Old 06-12-2008, 04:10 PM
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Originally Posted by Omega_5
Why would you tell your insurance company?... they don't need to know anything more than the make model and vin.
Werd,

I do have all of my mods insured though,,, but it's just a number amount, not a description of each mod.

i.e. I have about 6.5g in extra coverage, so I'm not screwed if it gets stolen or incinerated, etc
Old 06-12-2008, 04:17 PM
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that way if he gets in an accident its under insurance and theyll replace it for him
Old 06-12-2008, 04:18 PM
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In Saskatchewan you simply have to produce receipts for any work done...
Old 06-12-2008, 08:29 PM
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Originally Posted by Omega_5

In Saskatchewan you simply have to produce receipts for any work done...
Ha ha, so true. They even included labour in the claim so i got even more money back.
Old 06-12-2008, 11:21 PM
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i would just keep receipts in case anything goes wrong
Old 06-16-2008, 09:32 AM
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Well I'd like my insurance company to know that theres added parts on my car that way if I get into an accident, I don't get my insurance dropped on me. I didn't know you could just claim value and not the actual parts themselves.

Arn't they going to ask when you just call in saying "yeah I want an extra 2 grand value added to my car for some new parts... You want to know what they are? Hell no I aint telling you what they are bitch!"
Old 06-16-2008, 12:42 PM
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Originally Posted by rockin_cj
Well I'd like my insurance company to know that theres added parts on my car that way if I get into an accident, I don't get my insurance dropped on me. I didn't know you could just claim value and not the actual parts themselves.

Arn't they going to ask when you just call in saying "yeah I want an extra 2 grand value added to my car for some new parts... You want to know what they are? Hell no I aint telling you what they are bitch!"
You must be retarded...
Old 06-16-2008, 12:45 PM
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Well i've dropped several grand,

How much does it usually go up on a few grand of coverage?
Old 06-16-2008, 12:46 PM
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Originally Posted by Omega_5

In Saskatchewan you simply have to produce receipts for any work done...
well alot of people do thier own work
Old 06-16-2008, 12:51 PM
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All you need to tell them is make model and vin and when you get in a reck. Meet with the insurance adjuster get him or her (works better with him) a beer sit back tell whats done to the car. If he says we don't cover it then to bad.

You pay to play.
Old 06-16-2008, 01:12 PM
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Originally Posted by blu3_v1p3r
well alot of people do thier own work
:rollseyes:

So do I... you simply keep the receipts for anything you purchased.

I guess I should have said "keep receipts for any parts purchased"
Old 06-16-2008, 01:14 PM
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Originally Posted by Werewolf SS
All you need to tell them is make model and vin and when you get in a reck. Meet with the insurance adjuster get him or her (works better with him) a beer sit back tell whats done to the car. If he says we don't cover it then to bad.

You pay to play.
True, but alot of Insurance companies allow you to place additional coverage on your vehicle. With Progressive it's easy, I just update my coverage whenever I add something of significant value. I think right now I have ~6g in additional coverage and it only bumped me like $9/month
Old 06-16-2008, 05:51 PM
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Originally Posted by schamsy
You must be retarded...
Only in the eyes of a retard himself/herself.

Originally Posted by SS33
True, but alot of Insurance companies allow you to place additional coverage on your vehicle. With Progressive it's easy, I just update my coverage whenever I add something of significant value. I think right now I have ~6g in additional coverage and it only bumped me like $9/month
Progressive eh? I'll have to check them out, thanks for the tip.
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