BoostedLemonPie

You said the officer didn't cite you or anything, meaning the accident wasn't reported, right? I'd park it out of sight for now, add full coverage, and trailer it out during the next blizzard. Just sayin

blueLNFftw

iTrader: (16)

Bahahaha.

This guy is going to end up in prison
Pepper your anus boy

exninja

iTrader: (1)

He said he has comprehensive but not collision. If weather caused the damage then maybe there's a chance.

blueLNFftw

iTrader: (16)

No. He was in a collision.
The officer did him a big favor not citing him because technically he should have.
It would not be smart for the OP to pursue that, he will end up with a ticket and accident on his record that will up his insurance even more.

bigdeertz

Yeah im definetly happy about having a cool officer who didnt report it and yes it is parked in my garage right now. I dont think i'm going to even get insurance involved with trying to get something out of it because it could bite me in the ass later. I feel like i got off pretty easy because technically, if the cop wanted to be an ******* he could have written me up for failure to control, and made up a police report which would notify my insurance. That part i got lucky on.

blueLNFftw

iTrader: (16)

Exactly. Nice to see some one sucking it up and being grateful for a break they caught.

Sorry about the car though

exninja

iTrader: (1)

I agree that he was in a collision. I'm not an expert on insurance. But he has comprehensive insurance.

blueLNFftw

iTrader: (16)

Comprehensive is for things such as theft, animal damage, hail, acts of god, fire, riot, etc.

Collision is when you hit something.

The only grey area is an animal in the road. If you hit a dead deer in the road, you collided with an object. If a deer runs out into your car, it is comprehensive.

bigdeertz

Yeah it seems like parting it out is getting some attention so hopefully i can get some money from that and put some money towards a TC. I'm calling some credit unions today to see what kind of rates they could offer me.

Mr Mall Cop

iTrader: (1)

This collision the OP had again shows that all season tires are useless in the snow and during icy conditions

bigdeertz

There wasnt any snow, or else i wouldnt have been going normal speed. Roads were perfectly clear everywhere except where this little patch of black ice was. But yes they are useless on ice haha.

BoostedLemonPie

No,no, no, not today

I may or may not have not been sober when I typed that

bigdeertz

Haha dont worry you're not the first person to tell me to do that!

BoostedLemonPie

bet youd make better than a part out lol. might omit this thread first tho lmao

chris88z24

So you don't have comprehensive coverage either, correct?

blueLNFftw

iTrader: (16)

That wouldnt help him

chris88z24

It could, depending on his states no fault laws. Black ice collisions are no fault in my state and damage is covered by comp if you don't have collision.

blueLNFftw

iTrader: (16)

He lives in Ohio. So did I. In Ohio it is a at fault state and things you hit are your fault. Collision.

bigdeertz

Yeah i was gonna say i dont think ohio has no fault laws for stuff like that. If you did it its your fault.

Mr Mall Cop

iTrader: (1)

You don't want to be playing games with the insurance company as they have lawyers that specialize in finding out people making false claims

Shanedude

And a cop on here that drives a cobalt that could nark.

user 72239

iTrader: (4)

What did we tell you about bouncing off your rev-limiter?

Pinky Demon

iTrader: (1)

Where was this at, OP? Im from around the area and it looks real familiar. Sorry to hear about your loss though, terrible timing is right.

UnkleRaRa

This sucks man..... I agree with those who said to try and find a reliable beater for now... save up money once you start making some, and use that plus your part out and scrap as a down payment on something next year.

Get ahead financially, then start shopping.

I know your anxious to get back into something fun, and it sucks you were teased with only 8 months of playtime with the balt.

But you could have a surprising amount of fun with an older 5speed civic or something in the mean time.

I'd also invest in some winter tires. I'm not sure about where you are, or the company you're with, but up here in Canada you get a discount on insurance if you have winter tires.

bigdeertz

This has nothing to do with hitting black ice? And like i've said countless times i dont personally do it.. but yeah thanks for your advice.

77 south 224 west ramp. Hit the ice slowing down in the exit lane and spun out onto the ramp.