General Cobalt General Cobalt, Pursuit, and Ion talk. Post specific discussions in the forums below

how did you get it?

Thread Tools
 
Search this Thread
 
Old 11-04-2005, 11:05 PM
  #1  
Senior Member
Thread Starter
 
wolfwood390's Avatar
 
Join Date: 10-29-05
Location: Oceanside, LI NY
Posts: 943
Likes: 0
Received 0 Likes on 0 Posts
how did you get it?

i love the cobalt and of course want one. i was wondering how you all are paying for, or leasing your cars. now when i ask that, i mean are you paying your self, are parents helping, out whats the deal if u dont mind me asking cus i wanna know how realistic it is for me to get one.
Old 11-04-2005, 11:08 PM
  #2  
Junior Member
 
Ghalterman_usmc's Avatar
 
Join Date: 04-05-05
Location: Al Anbar, Iraq
Posts: 425
Likes: 0
Received 0 Likes on 0 Posts
I'm a Marine stationed overseas, so I got a pretty good deal on my 2006 SS S/c, w/G85, sunroof, and sirus for about 20g, tax title, license out the door. Plus I saved about 15g to put down on it while I was in Iraq. Insurance I get a brake on too, about 1800 a year for my 21 year old , 1 ticket ass. Hope that helps, I can afford it on military pay which isn't that much!!
Old 11-04-2005, 11:30 PM
  #3  
New Member
 
piccolosan28's Avatar
 
Join Date: 11-03-05
Location: Rochester, NY
Posts: 28
Likes: 0
Received 0 Likes on 0 Posts
i bought an SS/SC with sunroof, G85, side curtain airbags without employee discount at around $23,500 with $2,000 down. My payment is about $400 a month for 72 months, which isn't too bad for me because i make about $1500 a month working full-time.
Old 11-04-2005, 11:31 PM
  #4  
Senior Member
Thread Starter
 
wolfwood390's Avatar
 
Join Date: 10-29-05
Location: Oceanside, LI NY
Posts: 943
Likes: 0
Received 0 Likes on 0 Posts
well that sounds nice hopefully id like to get this as a first car, i have a decent summer job, not year round so i gotta make as much as i can in the few months i work.

id also like to add i support and thank you for your effort overseas and salute you.
Old 11-04-2005, 11:41 PM
  #5  
Senior Member
 
Mercury's Avatar
 
Join Date: 06-28-05
Location: Wilmington, DE
Posts: 4,194
Received 0 Likes on 0 Posts
My parents co-signed on a $15,000 loan. I put down a $5,500 down payment.

I'm a 19 year old in my sophmore year of college. I work to pay for the car as well.
Old 11-04-2005, 11:53 PM
  #6  
Junior Member
 
BeastlyTA's Avatar
 
Join Date: 09-05-05
Location: Rowlett, TX
Posts: 462
Likes: 0
Received 0 Likes on 0 Posts
I bought it myself (heck this is the second vehicle that I have finance myself and its actually my 4 vehicle to date). My note is $435 a month since I was majorly upside down on my '04 Avalanche. I got the SS/SC though for around $19,500.
Old 11-05-2005, 12:55 PM
  #7  
Senior Member
Thread Starter
 
wolfwood390's Avatar
 
Join Date: 10-29-05
Location: Oceanside, LI NY
Posts: 943
Likes: 0
Received 0 Likes on 0 Posts
Unhappy

Originally Posted by piccolosan28
i bought an SS/SC with sunroof, G85, side curtain airbags without employee discount at around $23,500 with $2,000 down. My payment is about $400 a month for 72 months, which isn't too bad for me because i make about $1500 a month working full-time.
im sorry to ask, but, what is a G85?
Old 11-05-2005, 01:06 PM
  #8  
Senior Member
 
hennessey833's Avatar
 
Join Date: 10-16-05
Location: Scottsdale, Arizona
Posts: 1,053
Likes: 0
Received 0 Likes on 0 Posts
G85 package - recaro seats, and an LSD
Old 11-05-2005, 07:52 PM
  #9  
Senior Member
 
SilverSS/SC's Avatar
 
Join Date: 07-03-05
Location: South Bend , Indiana
Posts: 4,272
Likes: 0
Received 0 Likes on 0 Posts
Mine had onstar , xm , side airbags and stickered for 24, 135 . I paid 21,995 , but was upside down in my prior car , so had to roll $2K back into it . So the lease was based on 23,995 , plus I bought gap insurance ( $45 x-tra a month ) and I drive alot , so I bought extra miles too ( 15K per year ) . My lease is $406 a month with all that . Looking back , I coulda just bought it for that payment
Old 11-05-2005, 08:00 PM
  #10  
Senior Member
 
NJBLUESS's Avatar
 
Join Date: 06-27-05
Location: NEW JERSEY
Posts: 592
Likes: 0
Received 0 Likes on 0 Posts
Empoyee discount on an '05, G85 and XM at around $20,000, plus roll over of trade-in at $1700 on a 72 month plan = $405/mo. Buying and paying for myself.
edit/more info
Old 11-05-2005, 08:02 PM
  #11  
Senior Member
 
mugencivicsi's Avatar
 
Join Date: 05-23-05
Location: Ajax, Ontario
Posts: 571
Likes: 0
Received 0 Likes on 0 Posts
my car

I am a 22 year old electronics graduate...

I work for a local cable company.... i pay for the car my self, i pay for the insurance my self.........

The good thing is i have a work truck and i dont drive my car all the time (even thogh i got like 17000+ k's on it)

amazing to be able to bring the truck home..
Old 11-05-2005, 08:48 PM
  #12  
Senior Member
 
BlueThunder2006's Avatar
 
Join Date: 09-17-05
Location: Greensburg, PA
Posts: 1,667
Likes: 0
Received 0 Likes on 0 Posts
I traded my '03 S10 (leased) on my '06 Cobalt. Actually the dealer did a lease buy-out, so I ended up a little upside-down, but not too badly. My monthly payment is $339/72 months, no money down, to own the car compared to "borrowing" my truck for $370/mo. I initially wanted to buy the truck at the lease end, but would have been making the higher payment for at least another 3 years, to say nothing of the gas mileage.
Old 11-05-2005, 08:58 PM
  #13  
New Member
 
abstract's Avatar
 
Join Date: 10-12-05
Location: Rochester, NY
Posts: 118
Likes: 0
Received 0 Likes on 0 Posts
paid $17,500 out the door '05 cobalt ls coupe with sport package, audio upgrade, and auto tranny.....

parents put down $12,000 since i'm graduating college 2 quarters early as early graduating gift (at RIT that equals about $15-20,000 worth of expenses)...

i'm paying the remaining $5,500 at $127 a month for 4 years....

please no one give me **** for parents helping out....i am 21, my '95 stratus died after thousands of dollars worth of repairs in the 4 years i owned it...i work 30 hours a week, go to school full time, and spend the rest of my time in the IT labs working on assignments...barely keeping my head above water with rent, food, gas, utilities, and car payment at the moment...
Old 11-05-2005, 09:07 PM
  #14  
Senior Member
 
GeoChevyCobalt's Avatar
 
Join Date: 08-17-05
Location: albany OR
Posts: 741
Likes: 0
Received 0 Likes on 0 Posts
4800 down. 185 on lease.
Old 11-05-2005, 09:11 PM
  #15  
Senior Member
 
skoshi130's Avatar
 
Join Date: 07-04-05
Location: ABQ, NM
Posts: 570
Likes: 0
Received 0 Likes on 0 Posts
$457 a month, for 5 yrs and able to refinance next year
Old 11-05-2005, 09:41 PM
  #16  
Senior Member
 
badg1rl's Avatar
 
Join Date: 09-26-05
Location: Long Island NY
Posts: 2,699
Likes: 0
Received 1 Like on 1 Post
i rolled my remaining 2 grand i had left on my cavalier into my payments. bought an 06. employee discount + addition 1800 or so off. i ordered the sport package, lsd, side impact air bags, sunroof, recaros. msrp was 24,650...total price was 21,800 after all was said and done. put 1,000 down after rebates and discounts..total i pay 399 a mon for both cars and 199 for insurance on both cars. i bought both of them myself. no co-signer.
Old 11-06-2005, 11:53 AM
  #17  
Senior Member
 
05_Blue_B10WN_SS's Avatar
 
Join Date: 09-05-05
Location: Toledo, Ohio
Posts: 645
Likes: 0
Received 0 Likes on 0 Posts
I'm 18 years old, and Work full time as a Aircraft Avionics Technician.
I got the last Arrival Blue SS/SC within 1,500 Miles (Radius from Toledo).
It stickered for 24G. I had to pay an extra 700 bucks the get the car shipped here.
They also had some "Paint pertection finish" applied at this other dealership (outside chicago) and wanted the up the price another 2G on me. But i was lucky, and my neighbor 5 houses down works at the GM dealership. With the employee discount, title, tax, and deleivery i walked out the door at a lil under 24G. I co-signed on the car with my parents and put 6G down payment. I have a 5 year loan on the car, and pay 299 a month. I have a Arrival Blue SS S/C with XM, OnStar, Sunroof, Blue Inserts, Side-Curtain airbags. Would have gotten the G85 package, but could not find one left in blue (which i HAD to have). And after sitting in one, i dont really like the feel of the recaroes. And the LSD wouldnt do much for me either as for im not really into AutoX racing, i only like drag racing.
Old 11-06-2005, 11:29 PM
  #18  
Senior Member
 
Kritter's Avatar
 
Join Date: 09-29-05
Location: Goodfellow AFB, TX
Posts: 1,113
Likes: 0
Received 0 Likes on 0 Posts
I got mine with 0 down, On-star, no G85, payments at 455/month with insurance at 137 with a 100 Comp deductible. With my 6.35 interst rate, it totaled to about 32 for the car..23base+tax equaled 27, plus the 6.35APR came out to 32.....My first new car that I'm paying for(I'm 23), and I think it's all worth it.
Old 11-07-2005, 12:04 AM
  #19  
Member
 
Mike_42's Avatar
 
Join Date: 03-05-05
Location: Wyoming
Posts: 361
Likes: 0
Received 0 Likes on 0 Posts
paying for it myself
$24,215 total
$9000 total down ($400 when initially placed order)
$1000 trade-in
30 months of payments (around $500/month)
Old 11-07-2005, 12:24 AM
  #20  
Senior Member
 
xskier874's Avatar
 
Join Date: 11-04-05
Location: San Diego, CA
Posts: 1,056
Likes: 0
Received 0 Likes on 0 Posts
im 17 now and turn 18 in a few days anyway after i get out of bootcamp for the navy i plan on ordering so i have something to drive while im at school / proto in charleston, sc. ill prob wait and save around 10 k and make that as a down payment. cant wait!
Old 11-07-2005, 12:32 AM
  #21  
Junior Member
 
MoMo789's Avatar
 
Join Date: 08-08-05
Location: Tinton Falls,NJ
Posts: 485
Likes: 0
Received 0 Likes on 0 Posts
I worked.. and worked.. and worked until i saved up 4k.. then went to my dealer put it down on a 05' base in april. i pay 360/mo for i think 60 months. And i'm on my dads insurance so i dun have to worry bout that.
Old 11-07-2005, 04:50 AM
  #22  
Senior Member
 
cobaltBlackss's Avatar
 
Join Date: 09-02-05
Location: Lacey, WA
Posts: 641
Likes: 0
Received 0 Likes on 0 Posts
I am deployed over seas with my national guard unit. I put 3,000 down right before I left and the money I make this year will completely pay my car off by next August. Cant beat tax free money .
Old 11-07-2005, 11:35 AM
  #23  
Member
 
l337m4573rpyr0's Avatar
 
Join Date: 07-02-05
Location: WNY
Posts: 293
Likes: 0
Received 0 Likes on 0 Posts
I traded my '03 neon and came out about 400 dollars to the good after what I still owed was taken out.
Got my '05 SS/SC with XM and side-curtain airbags for around 21.1k after all taxes and fees.
Worked out to be 270/mo. on the lease.

I'm 21 and this is the first car I financed in my own name.
Old 11-07-2005, 11:47 AM
  #24  
Member
 
TimDang's Avatar
 
Join Date: 07-22-05
Location: Greensburg, PA
Posts: 301
Likes: 0
Received 0 Likes on 0 Posts
I traded my 97 SHO in on a 05 base coupe 5 speed, after employee discount, smartbuy discount(~$2000), trade, and 500 down I got it out the door for 13,900, which works out to about $245 a month which I pay for myself. Then I pay $250 a month for insurance with $1000 deductibles. I'm 20 still live at home but work full time as a Service Advisor at a car dealership. No cosigner.
Old 11-07-2005, 11:48 AM
  #25  
Senior Member
 
chipsgt's Avatar
 
Join Date: 09-02-05
Location: The East Coast
Posts: 2,899
Likes: 0
Received 0 Likes on 0 Posts
My car, my Money. 05 Base, car was 12,800.00, roll in 5,000.00 from my cavy, I put 1100 down, payments equal 305.00 a month for 66 months.

I went into the dealership and told them I would drive out of there that day if they could keep my payments the same as on the cavalier.

They said impossible, I argued with the finance people for 2 hours, they still said impossible, I walked out, had a call waiting on my answering machine when I got home, that said they were able to work it for me and to come back in. Left with it the next day!



All times are GMT -4. The time now is 06:20 AM.