Insurance Question...
05-20-2009, 09:20 PM
#1
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Insurance Question...
Hey, i pay 350 a month for my insurance, and it's beginning to hurt me financially..
me and my girlfriend just looked up how much it'd cost to have the car insured in her name and itd only be 125 a month, ...
but the car is financed in my name, would she be able to insure it in her name??
has anyone ever done this b4?
me and my girlfriend just looked up how much it'd cost to have the car insured in her name and itd only be 125 a month, ...
but the car is financed in my name, would she be able to insure it in her name??
has anyone ever done this b4?
05-20-2009, 11:21 PM
#2
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you can do a lean. have the title transferred to her with your name on the lean. make up a payment plan of like $50 or so every month that your girlfriend gives to you. itll be under her name and she can add it to her policy. i just did this myself
05-20-2009, 11:42 PM
#3
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Depending on insurance company they may ask that you be added as a secondary driver which will hike the rate again anyways, make sure you look into this as well. My friend had an M3 and after his g/f moved in they made both her and himself be listed as primary/secondary drivers and the insurance went through the flippin' roof.
05-20-2009, 11:53 PM
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i have 10 points on my license and i pay 99 a month im on my parents insurance since dads name is on the car and im just down as a driver. if it was in my name i would be paying 400 a month.
05-21-2009, 12:07 AM
#6
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i use esurance and they didnt ask me anything about secondary drivers and they have SUPER low prices. i have a not so good record and ive had other insurance companies blow me off or have super high rates like 400 450 a month. esurance uses some basic company to scan your driving record and it barely shows anything. i currently have an actual 3 offenses on my record right now but the company esurance uses just sees 1 simple speeding ticket. I truthfully told them all of the things ive done and they quoted me for $300 a month with DAMN good coverage and at the very end they changed the price to $245 because the DMV record only shows 1 thing instead of 3. So theyre amazing and forgiving.
05-21-2009, 08:20 AM
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be happy you dont live in mass. i just re-did my insurance, but with my old insurance company i was paying $350 a month with only one at fault accident and a red light violation on my record! and i still didnt have full coverage.
now it looks like ill be paying $200 with my new company, still not full coverage, but ill be driving for 6 years in november, so my payments would be bumped down to $100. once that happens ill go for full coverage, and probably be paying right under $200 again.
basically in ma, before youve been driving for 6 years, if you have ANYTHING on your record insurance will be insanely expensive especially if your driving a new car. and i have an almost perfect credit score too.
now it looks like ill be paying $200 with my new company, still not full coverage, but ill be driving for 6 years in november, so my payments would be bumped down to $100. once that happens ill go for full coverage, and probably be paying right under $200 again.
basically in ma, before youve been driving for 6 years, if you have ANYTHING on your record insurance will be insanely expensive especially if your driving a new car. and i have an almost perfect credit score too.
05-30-2009, 09:37 AM
#13
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I was paying $250 a month through all state. Switched over to Geico and now I am paying $88 dollars a month for the same coverage. I have one accident (hit a deer with a '02 Trans Am WS6 
)
)
05-31-2009, 11:26 PM
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was paying 240 a month from progressive, dropped to 220 after being with them for awhile
gmac wanted 360 a month haha
just switched to american family for 180 for better coverage with lower deductables then i had at progressive
plus progressive were ******** when i was going to file a claim
gmac wanted 360 a month haha
just switched to american family for 180 for better coverage with lower deductables then i had at progressive
plus progressive were ******** when i was going to file a claim
06-01-2009, 01:58 AM
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06-01-2009, 04:00 AM
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i have the worst driving record ever 2 suspensions and a list of more shyt. i have full coverage and im only 23 paying 150 for an 06 ss/sc... what the hell did u do for that high rate?
06-01-2009, 04:54 PM
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2006 LS and 1990 eclipse GS payin $216 a month, along wit renters, and got accidents on my Lz lol USAA IS THE ****!!
Last edited by BlackCobalt707; 06-01-2009 at 05:48 PM.